Rehabilitation through professional association | accident at work | costs | Tasks | Services

Rehabilitation through professional association after an accident at work - costs & Co.

Table of Contents
What is rehab via the trade association?
Offers at the MIQR
Task of the trade association
Which trade associations are there?
Benefits of the trade association
Costs for rehabilitation via trade association
Requirements for rehabilitation
Application for rehab via BG
Conclusion

If you have suffered an accident at work or are no longer able to carry out your usual job due to an occupational illness, the professional association is at your side as a reliable partner. It not only covers the costs of various rehabilitation measures, but also offers financial support to make it easier for you to return to work. In addition, the Central German Institute for Qualification and Vocational Rehabilitation (MIQR) offers an extensive selection of courses that are designed to provide you with optimal support on your way back to everyday working life.

What is rehab via the trade association?

You can take advantage of a rehabilitation measure through the employers' liability insurance association (BG) if you have suffered impairments due to an accident at work or an occupational disease. The professional association covers the costs for these measures and thus acts as a payersto eliminate work-related absences. These BG rehabilitation measures cover various areas, including medical, professional and social rehabilitation.

Offers at the MIQR

Possible measures via the professional association at the MIQR are:

Retraining:

Further training & labor market integration:

Work experience & rehabilitation assessment:

Task of the trade association

Professional associations are considered Statutory accident insurance provider in Germany. This means that you are responsible for the prevention of accidents at work as well as rehabilitation and compensation after accidents at work. They also assume any benefits that may arise in the event of accidents on the way to work and in the area of ​​occupational diseases. The trade associations are therefore responsible for occupational safety and health Insurance for accidents at work responsible. Employers are obliged to insure their employees with the appropriate professional association if there is at least one employee. This is intended to protect employees in the event of an accident at work. Because the professional associations then assume the costs incurred and protect the employee from slipping into poverty in the event of a loss of work. There are different ones for that financial supports, such as injury benefit, transitional benefit, nursing care benefit, death benefit and survivor’s and orphan’s pension.

Benefits of the trade association

The professional association offers medical, professional and social rehabilitation. You will receive medical care from a network of doctors and specialists throughout Germany. Professional measures are being taken to enable you to return to your old job. Aids, work assistance and, if necessary, the conversion of your workplace will be taken into consideration. If it is not possible to return, further training and retraining will be supported. These can be carried out on a company or inter-company basis with private training providers. Assessments help you to realistically assess which career you can regain a foothold in after an accident at work.

There is also support in the area of ​​social rehabilitation to maintain your social life. This includes motor vehicle assistance, housing assistance, household assistance, child care costs and travel expenses.

 

In the event of an accident at work, the trade association offers a number of services from which you can benefit. This includes various rehabilitation measures, but also financial benefits that are covered in special cases. In this way you are completely secure and can embark on medical and professional rehabilitation without worrying about your financial situation.

Medical rehabilitation

The employers' liability insurance association is committed to ensuring that you are as well as possible cared for after an accident at work will. A network of doctors and specialists is available throughout Germany for this purpose, covering all medical and psychological areas. The clinics of the professional associations also take care of an inpatient stay. These are distributed throughout Germany. All in all, medical rehabilitation should enable you to regain your health after an accident at work. Therefore, you not only receive physiological care, but can also receive psychological care if necessary.

Vocational Rehabilitation

Auch im field of vocational rehabilitation the employers' liability insurance association tries to enable you, as an accident victim, to return to your old job through measures to enable you to participate in working life. For this purpose, aids, work assistance or the conversion of the workplace are used. If this does not help, further training and retraining are funded so that another position can be filled with the same employer. These training measures can be completed in-company or inter-company with private training providers. Assessments are also encouraged so that the chances of the educational measure being successful can be assessed realistically. There you can test your inclinations and abilities and find out which job you can start in after an accident at work.

social rehabilitation

You can count on the support of the trade association not only in medical and professional rehabilitation, but also in field of social rehabilitation. So that you can continue to participate in community life, there are various services that enable you to maintain your social life. These are taken over by the trade association. These are motor vehicle assistance, housing assistance, household help and childcare costs as well as travel expenses.

Additional Services

If you do not receive a salary during your rehabilitation measure because you are absent from your job and the period of 6 weeks has been exceeded, you will receive one from your professional association replacement services in the form of injury and transitional benefits. This is to ensure your financial security so that you can carry out medical and professional rehabilitation measures in peace. If the rehabilitation is not successful and you can no longer participate in working life to the same extent as before, you will be paid a pension by the professional association. The amount of the pension then depends on the remaining restriction. However, the following applies: rehabilitation before retirement. This means that all possible and necessary rehabilitation measures are exhausted before you receive a pension. Care allowance is also paid for accident victims who need outside help to get by in everyday life.

Costs for rehabilitation via trade association

For the rehabilitation measures via the professional association fall for you no costs at. The trade association responsible for you will cover the costs of medical care and professional qualifications as well as services for participation in community life and other financial support. This means that you are fully protected after an accident at work.

Requirements for rehabilitation

In order for your rehabilitation measure to be funded by the trade association, you must accident at work have suffered. Accidents at work are accidents that insured persons suffer as a result of the insured activity. This means that an accident at work occurs when the occupational safety measures have failed and you have suffered an accident despite the safety precautions. In addition, work-related illnesses are considered a reason for funding for rehabilitation measures via the trade association.

Application for rehab via BG

If you would like to complete a rehabilitation measure through the professional association, you do not have to apply for it yourself. Just tell your doctor that you want to undergo rehabilitation measures. This one fills the necessary forms and forwards it to your health insurance company. This then turns itself to the trade association. This has the advantage for you that you do not have to take care of an application yourself, but that all formalities are clarified for you.

Conclusion

If you have an accident at work or are absent from work due to an occupational disease, you can benefit from the services of your responsible trade association. With the help of this support, you can also work with us at the Central German Institute for Qualification and Vocational Rehabilitation (MIQR) complete various courses designed to help you get back to work quickly. We would be happy to accompany you on your way and offer you extensive face-to-face lessons with comprehensive support.


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